Workers' Comp & Insurance Fraud Investigation in South Florida
Covert surveillance, activity documentation, and fraud intelligence, delivered to the evidentiary standard your claim decision requires.
Florida Agency #A3200002 | Insurance Defense Investigations Since 1985
Workers' Comp & Fraud Investigation Services
THREE CORE DISCIPLINES. ONE STANDARD: COURT-READY DOCUMENTATION.
Workers' Comp Surveillance
Covert field surveillance of claimants to document physical activity inconsistent with reported disability. Our investigators capture time-stamped video and photographic evidence of movement, work activity, recreational behavior, and lifestyle, structured for use in claim review and Florida workers' compensation proceedings.
Insurance Fraud Investigations
Comprehensive fraud investigation support for carriers, TPAs, and self-insureds across all claim types. We investigate false and exaggerated injury claims, staged accident scenarios, prior injury misrepresentation, and malingering, deploying surveillance, background research, and field interviews to build a complete evidentiary record.
Activity & Lifestyle Documentation
Systematic documentation of a claimant's daily activity, employment status, physical capability, and lifestyle, including secondary employment, recreational activity, and public social behavior. Our reports provide the factual foundation for claim denial, negotiated resolution, and Florida Statute 440.105 fraud proceedings.
We Work Directly With the Professionals Who Handle These Claims
Wasser Investigations is structured to serve the professional teams responsible for claims decisions, not just attorneys.
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Insurance Carriers Covert surveillance and fraud intelligence for SIU departments and claims teams
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Third-Party Administrators (TPAs) Field investigation support for workers' comp and liability claims portfolios
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Self-Insured Employers Direct investigative partnership for companies managing their own workers' compensation exposure
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Insurance Defense Attorneys Surveillance and documentation structured for use in Florida workers' compensation litigation and denial proceedings
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Risk Managers Proactive claim investigation to control exposure before a case develops
Documentation That Holds Up When It Matters Most
Surveillance footage is only as valuable as the documentation surrounding it. Chain of custody, time-stamp integrity, investigator credentialing, and report structure all determine whether your evidence survives challenge in a Florida workers' compensation proceeding or fraud referral.
Wasser investigators are experienced, licensed professionals, not subcontracted field agents. Every report is prepared to the standard required for courtroom use, claims review, and referral to the Florida Department of Financial Services Bureau of Workers' Compensation Fraud.
What that means for your team:
- Time-stamped video and photography with documented chain of custody
- Reports structured for immediate use in claim review and litigation
- Investigators available to provide sworn testimony when required
- Coverage across Miami-Dade, Broward, and Palm Beach, same-day deployment available
Common Red Flags That Trigger an Investigation
Not every suspicious claim requires a full investigation from day one. But certain patterns consistently indicate that covert surveillance will produce meaningful results.
Wasser investigators are deployed when claims teams identify activity inconsistencies, social media posts contradicting reported limitations, delayed reporting of injury, prior similar claims history, or a claimant working secondary employment while collecting benefits.
A consultation with our team costs nothing. A missed fraud case costs substantially more.
Begin Case Assessment
How a Workers' Comp Investigation Works
Claim Intelligence Briefing
We begin with a confidential review of the claim details, subject profile, reported limitations, and any existing red flags your team has identified. Targeted surveillance produces better results than broad observation.
Pre-Surveillance Research
Background research on the claimant, vehicle identification, address verification, social media review, and employment history are completed before field deployment. Preparation determines what our investigators find.
Covert Field Surveillance
Licensed investigators conduct covert observation at the claimant's residence, known activity locations, and secondary employment sites. All footage is time-stamped, GPS-tagged, and documented with chain-of-custody protocols.
Court-Ready Report Delivery
Findings are delivered in organized, evidentiary-grade reports with video, photographs, and written documentation structured for immediate use in claim review, denial proceedings, litigation, or DFS fraud referral.
Trusted by South Florida's Insurance Defense Community
"Their precision in surveillance and professional reporting has made Wasser our go-to firm for complex insurance defense cases for over a decade. The footage is clean, the reports are ready for court, and their investigators hold up in deposition."MANAGING PARTNER, CIVIL DEFENSE LITIGATION FIRM, MIAMI-DADE COUNTY
"We have used Wasser on workers' comp surveillance for years. Their documentation has supported successful claim denials, fraud referrals, and defense verdicts. They understand what carriers and TPAs need."SENIOR CLAIMS DIRECTOR, REGIONAL INSURANCE CARRIER, SOUTH FLORIDA
Frequently Asked Questions
How quickly can Wasser deploy for workers' comp surveillance?
For time-sensitive assignments we can mobilize same-day across Miami-Dade, Broward, and Palm Beach Counties. Early deployment, before a claimant becomes surveillance-aware, consistently produces the strongest results. Contact us and we will confirm availability within the hour.
Is covert surveillance of a claimant legal in Florida?
Yes. Florida law permits licensed private investigators to conduct surveillance in any location where the subject has no reasonable expectation of privacy, including public spaces, parking areas, and open residential areas. All Wasser surveillance operations are conducted strictly within Florida statute.
Can surveillance footage be used in Florida workers' compensation proceedings?
Yes. Properly documented surveillance evidence is admissible in Florida workers' compensation proceedings and fraud referrals. Our reports are structured to meet the evidentiary standards required by the Florida Division of Administrative Hearings and the DFS Bureau of Workers' Compensation Fraud.
What does a workers' comp surveillance report include?
Every report includes time-stamped video and photographic evidence, a written investigator narrative with timeline, subject identification documentation, chain-of-custody records, and investigator credentials. Reports are formatted for immediate use by claims adjusters, defense counsel, and SIU departments.
Do your investigators testify in depositions or at hearings?
Yes. Our licensed investigators are available for sworn depositions, administrative hearings, and trial testimony as a standard component of any engagement. Investigator credentialing and chain-of-custody documentation are maintained specifically to support this function.
Can you assist with social media and background investigation alongside surveillance?
Yes. We routinely combine covert field surveillance with social media intelligence review and background research. Claimant activity documented publicly on social platforms is frequently the first indicator that field surveillance will be productive, and it can be preserved and presented alongside video evidence in proceedings.
Suspicious Claim. Time-Sensitive. We Deploy Fast.
Wasser Investigations provides court-ready workers' comp and insurance fraud surveillance across South Florida. Contact us for a confidential case assessment, no obligation, direct access to your investigator.
Begin Case Assessment(305) 278-8700 | LICENSED FLORIDA AGENCY #A3200002